Terms of Use

Updated October 12, 2026

These terms describe permitted use of LoweredRate. If you do not agree with these terms, please do not use the site.

Referral service

The site provides general information and paid links to third-party insurance destinations. It does not bind coverage, issue policies, provide personalized insurance advice, or guarantee any quote or offer.

Eligibility and availability

The website is intended for U.S. adults age 18 or older. Partner availability, pricing, underwriting, and eligibility vary. Providers determine final terms. LoweredRate does not guarantee that you will receive a lower rate than your current policy.

Third-party websites

Following a quote link takes you to a separate website. Review its terms, privacy policy, and any permissions before providing information. We do not control third-party content or products.

Acceptable use

Do not interfere with the site, attempt unauthorized access, introduce malicious code, or generate fraudulent traffic or referrals.

Content and illustrations

Site materials are provided for personal, informational use. Artwork may be AI-generated or edited and is illustrative. You are responsible for obtaining permission for uses of material that require it under applicable law.

Availability and responsibility

We aim to provide useful information, but content may contain errors or become outdated. The site is provided on an “as available” basis. Nothing in these terms limits rights or remedies that applicable law does not allow to be excluded.

Changes and questions

We may revise these terms and will update the date on this page. Email contact@loweredrate.com with questions.

Operator

LoweredRate LLC, 260 Peachtree Street Downtown Atlanta, Suite 2200, Atlanta, GA 30303.